Fri 22 Aug 2008
That’s our neighbour’s house up there… all the contents of their basement. Last week every second house around our block had piles like that, including us.
So now things are mostly cleaned up, but all our basements are completely bare. Carpets stripped out, two to four feet of drywall cut away from every wall. Lots of concrete. It’s like a wasteland down there.
I thought I’d share a few things I’ve learned in case one of you fine folk ever have to go through something like this. Here goes:
1. Check your insurance. Make sure you’re covered for all types of floods (and fire, and everything else). If you need to put an extra rider on to cover something extra, like coverage for flooding from sewage water, DO IT! The peace of mind is worth the extra ten bucks a month. And yes, I agree that an extra rider shouldn’t be necessary, but alas it is.
2. Don’t step in the water. I did, and in retrospect it was foolish. I was well aware that there might be a current flowing through the water, but I wanted to save my precious belongings. Not worth risking my life. First, call the electric company and get them to turn off the power. Then call your insurance company, and let them get someone in there to clean up the mess.
My next door neighbour, a retired electrician, came downstairs and saw a foot of water in his basement. His reaction? He went back to bed. The next morning he went out and played a round of golf… and got a hole in one. It was the third hole in one he’d scored in his life. When he finally got around to cleaning up his belongings, he found a scorecard on which he’d recorded his first ever hole in one. True story.
3. In our case the water was storm water mixed with sewage. But apparently even just storm water can contain harmful bacteria. Either way you’ll want to stay out of the water and let the professionals handle the mess.
4. Don’t move anything upstairs in an effort to save it. We did that, and all we succeeded in doing was contaminating the upstairs.
5. Call the insurance company right away. We waited a couple of hours and by then we were at the bottom of the list, and had to wait until ten o’clock the following night before someone showed up to begin cleaning up the mess.
6. Pick a house at the top of a hill somewhere.
Sigh.

August 22nd, 2008 at 11:32 pm
Well, we’ve got #6 covered. Still, after all the rain this year, I’m definitely going to ask about flood coverage next time we renew our insurance policy. Hope you find a good contractor soon!
August 23rd, 2008 at 1:18 am
Imagine if CBC Radio 1 Toronto actually cared about what happens beyond the borders of the city! If this had happened in a neighbourhood in Toronto, it’d be on Andy’s programme and the 4-6 show for a week. <> <> Ah well, Joe, I continue to wait for the GTA CBC channel to arrive. I’d name it 90.5 Around Toronto.
August 23rd, 2008 at 4:02 am
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August 23rd, 2008 at 1:08 pm
Ratty: I wouldn’t wait until you renew your insurance… you can add a rider anytime. But if you live on top of a hill you’re probably okay.
Tim: I’ll continue to work on it from the inside!
August 24th, 2008 at 9:28 pm
at least you and everyone in your
home are safe…
at the end that is what truly matters.
as said in #2
August 26th, 2008 at 9:17 am
Actually Ratty had water in her basement the last time the Patch flooded – so being at the top of the hill unfortunately Joe, is no guarantee (unless you’re in the middle of nowhere).
August 27th, 2008 at 10:09 pm
Of course, our basement is essentially just a concrete hole that we store junk in. The only issue would be if it got deep enough to short out the furnace or some such thing. After all the flooding in Peterborough over the past few years, we have no desire to ever get the basement finished. We did invest in a dehumidifier this year though, to help stave off general mustiness.
March 17th, 2009 at 7:35 am
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